Grasping the intricacies of credit checks is crucial as they significantly influence your ability to secure loans, including mortgages, and the interest rates you’ll be offered. While they may appear daunting at first, our survey by Royal London reveals that one-third of Britons have not checked their credit report, highlighting the need for clarity. We’re […]
mortgage application
Are You Ready To Buy A House?
You may be eager to buy a house but that doesn’t necessarily mean that you’re ready to buy one. Before you start getting too absorbed in the property listings, make sure you’ve considered these five points. Do you have current photo ID? You’ll need either a driving licence or a passport to apply for a […]
What The UK Wants To Know About Mortgages
Recent data from confused.com has given an interesting overview of what the UK wants to know about mortgages. We advise anyone considering taking out a mortgage to get professional help, internet searches may not always offer the best solution to your situation. With that in mind, here is a list of questions plus some ideas […]
How to Speed up Your Mortgage Application
Mortgage application documents tend to be long, detailed and, frankly, very tedious to complete. It is, however, very advisable to take the time to complete them properly. This will allow the potential lender to go through the checking process in the shortest possible time. When completing the application, remember that there are five key questions […]
What will the election mean for your mortgage?
Regardless of how you feel about Brexit, it’s probably good news that one way or another, the issue is likely to be resolved in the near future, so we can all get on with making plans for our future. Since we all need somewhere to live (as do our family and friends) this means that […]