When considering retirement, the concept of downsizing has emerged as a significant strategy for many, promising not just a simpler lifestyle but also a considerable boost to retirement income. According to recent findings from Savills, homeowners in England and Wales stand to gain an average of £305,090 by transitioning from a four-bedroom to a two-bedroom […]
investment
Buy to let as a Landlord
As a landlord considering Buy to Let (BTL) mortgages, the prospect of climbing mortgage rates might seem daunting, potentially nibbling away at your profits. Yet, this complex journey can be simplified and optimised with the advice of a mortgage adviser who can help tailor a BTL mortgage that aligns with your unique circumstances. Grasping the […]
Is property investment still worth it for small scale investors?
The UK’s property market has long been an attractive target for investors. Up until recently, it had options for investors of all sizes. Now, however, smaller investors may be wondering if property investment is still worth it for them. Of course, this is an individual decision. There are, however, some common factors that most investors […]
Are You Backing Buy-To-Let?
The end of a calendar year is often a time to reflect on the old year and make plans for the new. It has particular relevance in finance because the start of a new calendar year means the end of a financial year. This can have major implications for tax and hence financial planning in […]
Money Making Tips For Each Room In Your Home
The most obvious way to make money from your home is to let out space in it. The most obvious way, however, isn’t always the best one. In fact, it isn’t always even possible. Fewer and fewer people have extra space in their home, especially if they’re working from home. With that in mind, here are some alternative suggestions. […]
Investing So Your Children Can Afford To Move Out
A child’s first day at school is a big moment for both them and their parents. For most parents, however, it’s also a relief, especially financially. Even so, time flies and it really won’t be too long before they’re grown up and looking to leave school. At that point, a parent’s life can start to get expensive again. […]