As Christmas approached, lenders reported a spike in defaults on mortgages and credit cards, a trend expected to persist, according to insights from the Bank of England. Households are feeling the pinch, reaching a financial impasse as consecutive interest rate hikes impact homeowners. The fourth quarter of 2023 saw a discernible rise in mortgage and […]
credit cards
Is contactless making it too easy?
The concept of a cashless society may sound good in theory. It’s questionable whether it will ever work in practice. It is, however, indisputable, that cash isn’t king anymore. Plastic, in its various forms, has long since taken over. There are lots of practical advantages to using plastic rather than cash. One of these is […]