Property Asset Finance Financial advice

Inflation and Investments

Inflation is basically another word for price increases.  Its opposite is deflation.  Inflation matters because it influences the cost of goods and services and hence how much income we need to support our lifestyle. Measuring inflation In principle, you can…

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Property Asset insurance

Accidents can (and do) happen

While words like “health and safety” tend to make people’s eyes roll, fundamentally health and safety is basically about taking sensible precautions to keep people safe and it, therefore, applies in the home too.  As an added bonus, it also…

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Coins in glass money jar with pension label, financial concept. Vintage wooden background with dramatic light.

Perfecting Your Pension

Even though there are plenty of ways you can potentially save for your retirement, saving via a pension scheme remains one of the most common, especially for those in employment, who now have to be automatically enrolled into a pension…

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Pair of prisoners isolated on white

Mortgage prisoners may get early release

The introduction of new “affordability” criteria for mortgages created the, arguably rather farcical, situation of some people being told that they could not remortgage to a cheaper deal because they could not afford it and thereby being forced to continue…

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Key from house, real estate agency, mortgage loan, lottery, buying property

What will the election mean for your mortgage?

Regardless of how you feel about Brexit, it’s probably good news that one way or another, the issue is likely to be resolved in the near future, so we can all get on with making plans for our future.  Since…

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Rose on the tombstone

Death is free but dying can be expensive

These days, funeral music can go way beyond traditional hymns like Abide with Me, but out of all the songs you might want to choose for your funeral, possibly the most appropriate would be the 2015 hit by LunchMoney Lewis…

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Male Close-up electronic payment hand cell phone

Is contactless making it too easy?

The concept of a cashless society may sound good in theory.  It’s questionable whether it will ever work in practice.  It is, however, indisputable, that cash isn’t king anymore.  Plastic, in its various forms, has long since taken over.  There…

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Image of young couple after quarrel

How does a Divorce affect your Mortgage?

In a divorce situation, both assets and liabilities have to be split fairly between the two parties.  For most people, the family home will be an asset which has a liability attached to it.  In other words, the family home…

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Depositphotos_308527770_s-2019

What’s your digital information worth?

These days, for practical purposes, you are the sum of your data.  Everything you do online creates a data trail which doesn’t just point back to you, it comes to form a part of your identity, hence the term “digital…

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Portrait of an extended family with their pet dog sitting at the park

If you’re a parent you should have a Will

Wills are essentially about stating what you want to happen with your property in the event of your death.  You may never have thought of your children as your property, but you do need to think about what will happen…

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