Brainstorming process. Photo young business crew working with new startup project.Notebook on wood table. Idea presentation, analyze marketing plans.

Protecting your company from 21st-century threats

There is really nothing new about the concept of companies needing to protect themselves against the threat of being targeted by malicious actors.  It is, however, fair to say, that the nature of these threats changes over the course of…

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Is it time to say goodbye to annuities?

Times change but sometimes it can take a while for established systems to catch up with this fact. For example, it took until 2015 for the law to recognise that using a pension pot to buy an annuity was not…

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Could a death in your company kill your business?

People are a company’s most important asset.  It may be one of the greatest cliches in the business world, but it is also true.  The main reason for this is that people can’t simply be replaced the way many business…

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How Relevant Life Cover for Your Employees Can Cut Your Tax Bill (and Theirs)

All employers will understand the challenge of attracting and retaining employees without overspending.  The good news is that headline salary, although obviously important, is only one of a range of factors which employees consider when deciding whether or not a…

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How would you cope if you lost everything?

Although the highs and lows of the stock market can make for great entertainment, in reality, being up one minute and down the next can be enough to make the average person feel seasick, if not worse.  Investment tends to…

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Women are building wealth not saving it

According to the Global Wealth Report (GWR), women now hold about 40% of the world’s wealth.  In other words, they are tantalisingly close to achieving wealth equality with men.  While this is, of course, cause for celebration, there are two…

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Stock market forecasting and investment predictions with financial icons of a bull and bear made of shinning constellation stars on a night sky in space as a business concept of investing ideas.

How to navigate volatile stock markets

Although previous Prime Minister, Theresa May famously commented on the need for “strong and stable government”, something we most certainly do not have at the time of writing! However, the fact still remains that the UK is currently navigating its way…

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What causes stock-market volatility?

If you look at a long-term graph of any stock market, especially ones in mature markets, then you’ll probably see a long-term upward trend.  Look a little closer, however, and you’ll see that the nice upward line is actually a…

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Understanding financial products for landlords

These days it’s arguably more important than ever for landlords to do their sums properly in order to be confident that their investments will bring in net returns which justify the risk involved in holding them.  While landlords may, understandably,…

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Young employee with piggybank in pension savings concept

Understanding the basics of workplace pensions

There’s no such thing as a free lunch and you can’t have your cake and eat it. You can, however, make use of tax breaks to reduce the amount of money you hand over to the government and, hence, increase…

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