It can take several years of hard work to be able to afford your first home. Realistically, when the overall economic situation is challenging, it can take even longer. With that said, it is definitely still possible, especially if you use the right strategy. What’s more, the lessons you learn during this process can stand […]
Savings
Understanding the Autumn Statement
In the ever-evolving economic landscape, the Autumn Statement serves as a pivotal marker for individuals and businesses alike. As a mortgage advice firm, it’s crucial for me to dissect these announcements to guide you through potential implications and strategies. The Unchanged Tax Thresholds: A Double-Edged Sword One of the key takeaways from the Autumn Statement […]
What happens when your mortgage deal expires
Understanding what happens when your mortgage deal expires is crucial for homeowners. Failing to take action can result in being transferred to a higher standard variable rate (SVR), leading to increased interest payments. This article explores the implications of mortgage expiration and highlights the role of a mortgage broker in finding the right solutions for […]
Top Tips For Buying Your First Home
Getting on the property ladder can be hugely challenging. When you’ve made it, however, it can be hugely rewarding. If nothing else, you’re building up equity in an asset rather than handing over rent. If you’re thinking of buying your first home in 2023, here are some tips to help. Maximise your deposit There’s still […]
Investing So Your Children Can Afford To Move Out
A child’s first day at school is a big moment for both them and their parents. For most parents, however, it’s also a relief, especially financially. Even so, time flies and it really won’t be too long before they’re grown up and looking to leave school. At that point, a parent’s life can start to get expensive again. […]
Simple Ways Homeowners Can Save Money
One of the benefits of being a homeowner is that you have complete control over your home. You can put this to good use to save yourself some money. In some cases, you may need to spend to save, but overall it will be worth it. Here are some ideas. Max out your insulation The […]