Category Archive for "Retirement"

Coins in glass money jar with pension label, financial concept. Vintage wooden background with dramatic light.

Perfecting Your Pension

Even though there are plenty of ways you can potentially save for your retirement, saving via a pension scheme remains one of the most common, especially for those in employment, who now have to be automatically enrolled into a pension…

Read More
Young employee with piggybank in pension savings concept

Understanding the basics of workplace pensions

There’s no such thing as a free lunch and you can’t have your cake and eat it. You can, however, make use of tax breaks to reduce the amount of money you hand over to the government and, hence, increase…

Read More
Young business team at a loss for a solution

How much money do you really need to retire?

General figures about the cost of retirement income can have their uses, but the fact of the matter is that, like many aspects of life, the cost of retirement will depend greatly on your own personal circumstances, needs and wants. …

Read More

The retirement income conundrum

Assets are nice to have but it’s income which pays the bills, literally.  This reality may pose something of a conundrum for modern retirees who could find themselves in a situation where they have a high net worth on paper,…

Read More
Two old friends enjoying a gossip

The pay gap continues in retirement

The UK media recently had something of a reporting frenzy when companies with more than 250 employees were forced to reveal their pay data split by gender.  Many well-known names revealed that men were paid more than women, in some…

Read More
Businessman Inserting Coin In Save Money Concept On Desk

Evaluating auto enrolment contributions

Appreciating the importance of saving for our later years is absolutely nothing new.  A quick look at the literature of centuries gone by easily shows how long people have valued what we would now call retirement savings.  What has changed,…

Read More
Cheerful senior couple enjoying peaceful nature

Ensuring a comfortable retirement for yourself

Some quiz shows allow contestants to “stop the clock” but in real life, time marches onwards relentlessly and therefore preparing for our later years should be high on the average person’s agenda.  Even if, at the present time, you do…

Read More
Pensioners at lunch in the retirement house

Pension Death Benefits

The importance of saving for retirement has been really driven home over recent years, particularly with the auto-enrolment campaign (“We’re all in”).  Here is a quick look at the four types of pension and what happens to them upon the…

Read More
Businessman Brainstorming About Retirement Planning

What Price Retirement?

When it comes to working out how much money you’ll need to pay for something, you need to have at least a reasonable idea of how much it’s going to cost.  This holds as true for retirement as for any…

Read More
Retired couple playing with their pet outdoors

Stop Your Pension Becoming Taxing

Managing your money in a tax-efficient manner is generally to be recommended at any stage in life, but it’s arguably most important for pensioners, who need to make the income they’ve earned during their working years, last them all of…

Read More