Understanding what happens when your mortgage deal expires is crucial for homeowners. Failing to take action can result in being transferred to a higher standard variable rate (SVR), leading to increased interest payments. This article explores the implications of mortgage expiration and highlights the role of a mortgage broker in finding the right solutions for […]
Property
100% Mortgage Fears
The resurgence of 100% mortgages has raised concerns in the housing market. While they offer an opportunity for buyers with limited savings to enter the market, the return of these high loan-to-value mortgages has sparked worries about potential risks and their impact on housing market stability. The risks of high loan-to-value mortgages High loan-to-value mortgages, […]
Is property investment still worth it for small scale investors?
The UK’s property market has long been an attractive target for investors. Up until recently, it had options for investors of all sizes. Now, however, smaller investors may be wondering if property investment is still worth it for them. Of course, this is an individual decision. There are, however, some common factors that most investors […]
How to work effectively with an estate agent
For sale by owner may work in a busy housing market (although it may not get you the best price for your home even then). When the market is slower, however, trying to sell your home yourself can be a seriously bad idea. It’s generally far better to find a reputable estate agent and commit […]
How To Get A Mortgage Lender To Say Yes
For many people, getting a mortgage is essential to be able to buy a house. What’s more, after you’ve bought your house, you’re probably going to need to remortgage periodically. It, therefore, makes sense to think about how you can persuade a mortgage lender to say yes. Here are some tips to help. Take care […]
Spring statement – Property
Spring is traditionally a busy time in the property market. Just how busy it is, however, depends on various factors. Many people involved in real estate will have been awaiting the spring statement with great interest. As it turned out, there were no measures aimed directly at the property market. Overall, however, it was still arguably good news for […]