The bank of mum and dad has expanded to become the bank of family. Its expansion has enabled it to underwrite an even bigger percentage of the UK’s mortgages. This means it has developed even more influence on the UK’s property market. This influence is, however, somewhat controversial given that not everyone has access to […]
Property
What To Think About Before Buying A House In A Falling Market
Rightmove’s monthly house price index shows UK house prices on a clear downward trend. As yet, there is no sign of a crash. The behaviour is more like a slow deflation. This could be good news for homebuyers. Even so, it’s important to be clear about the implications of buying in a falling market. Here is a […]
How To Speed Up The Home-Buying Process
For many people, just being able to start on the home-buying process is a significant milestone. It’s therefore understandable that you’ll want to move as quickly as possible. In some cases, you may also be up against time pressure. Here is a quick guide on how to speed up the home buying process and when you shouldn’t. If […]
Steps to take to ensure you can keep paying your mortgage no matter what
Most people need mortgages to buy property. That means the property is only fully theirs once the mortgage is paid off. Until then, paying off that mortgage has to be one of their top priorities. With that in mind, here are some steps you can take to ensure that you can keep paying your mortgage […]
Should you stay with your lender
When the time comes to remortgage, staying with your current lender may seem like the safe and hassle-free option. It may not, however, be the overall best choice for your financial situation. This article explores the factors to consider when deciding whether to stay with your current lender or explore alternative options, highlighting the potential […]
Busting remortgaging myths
Remortgaging can seem daunting, especially with all the myths and misconceptions surrounding the process. Many people are unsure about whether they should remortgage, when they should do it and what their options are. This article will therefore explore some common remortgaging myths and clear them up for you. Myth 1: Income from multiple sources disqualifies […]