Category Archive for "Mortgages"

Senior couple meeting with real estate agent

The importance of getting good mortgage advice

The more important a decision is, the more important it is to get it right.  For the average person, buying a home, even a starter flat, is a huge financial commitment.  This means that although the difference between the right…

Read More
Couple Celebrating Moving Into New Home With Pizza

The path to picking up your keys

When you’re a child, the first time your parents hand you a house key of your own can be a really memorable experience. As an adult, picking up the keys to your first house can be an even more memorable…

Read More
Couple talking with financial advisor

Are you coming to the end of your deal?

Special introductory deals can be very helpful, but they run out eventually.  Similarly, fixed-rate mortgages also have a finite run-time, after which you are typically switched onto your lender’s standard product.  Remember that when a financial product comes to the…

Read More
at the estate agent's

Getting help to buy

Getting “on the property ladder” is notoriously difficult and moving up it can also be quite a struggle.  (In fact, even downsizing can bring its challenges, especially if you are moving to a more expensive part of the country).  The…

Read More
Depositphotos_36660157_m-2015

The challenges of stepping up

Getting on the housing ladder is all very well, but if you start off your time as a home owner by purchasing a small property then you may well find yourself in a similar situation to first-time buyers if you…

Read More
Solar panel on a red roof

Shining a light on Solar Panels

With climate change a major political issue, politicians of all persuasions are publicly committed to moving away from carbon-based fossil fuels and towards clean energy in general and renewable energy in particular.  As a part of this movement, the UK…

Read More
Young Family Collecting Keys To New Home From Realtor

The first Help to Buy deals are now coming to an end

The Help to Buy scheme was rolled out in April 2013 and recently made headlines (albeit not necessarily front-page ones) by being rolled out to March 2023.  While it may be a matter of debate whether the Help to Buy…

Read More
in love couple smiling towards camera

The practicalities of property ownership

Romance can make the world a brighter place but as any long-term couple will know, in day-to-day life there are a lot of practicalities to consider when it comes to making a relationship work.  One of these is considering how…

Read More
Loving young couple saying goodbye to their home as they prepare to move standing hand in hand surveying the pile of packed boxes

Why property surveys are money well spent

If you like reading about the property market, you may have noticed that, over recent years, there has been something of a trend away from “let the buyer beware” and towards seller disclosure.  In fact, buyers can now take legal…

Read More
Financial planning consultation

Understanding offset mortgages

With traditional mortgages, you take out a loan from the bank and you make monthly payments which either pay of the interest and a portion of the capital (repayment mortgages) or simply cover the interest with the capital being repaid…

Read More