Category Archive for "Mortgage"

Senior couple meeting with real estate agent

The importance of getting good mortgage advice

The more important a decision is, the more important it is to get it right.  For the average person, buying a home, even a starter flat, is a huge financial commitment.  This means that although the difference between the right…

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Couple Celebrating Moving Into New Home With Pizza

The path to picking up your keys

When you’re a child, the first time your parents hand you a house key of your own can be a really memorable experience. As an adult, picking up the keys to your first house can be an even more memorable…

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Couple talking with financial advisor

Are you coming to the end of your deal?

Special introductory deals can be very helpful, but they run out eventually.  Similarly, fixed-rate mortgages also have a finite run-time, after which you are typically switched onto your lender’s standard product.  Remember that when a financial product comes to the…

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at the estate agent's

Getting help to buy

Getting “on the property ladder” is notoriously difficult and moving up it can also be quite a struggle.  (In fact, even downsizing can bring its challenges, especially if you are moving to a more expensive part of the country).  The…

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The challenges of stepping up

Getting on the housing ladder is all very well, but if you start off your time as a home owner by purchasing a small property then you may well find yourself in a similar situation to first-time buyers if you…

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Young Family Collecting Keys To New Home From Realtor

The first Help to Buy deals are now coming to an end

The Help to Buy scheme was rolled out in April 2013 and recently made headlines (albeit not necessarily front-page ones) by being rolled out to March 2023.  While it may be a matter of debate whether the Help to Buy…

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in love couple smiling towards camera

The practicalities of property ownership

Romance can make the world a brighter place but as any long-term couple will know, in day-to-day life there are a lot of practicalities to consider when it comes to making a relationship work.  One of these is considering how…

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Dealing with deposits

The mortgage landscape has certainly changed a lot since the days before the 2008 financial crisis.  Now the key word for both residential buyers and landlords is “affordability” and although the concept of affordability is defined in different ways depending…

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Conceptual image - help in a crisis situation

Making Sure Your Mortgage Is Paid Off

A mortgage is a long-term commitment and has to be met regardless of any short-term issues with your income such as unemployment or being temporarily unable to work through illness or injury.  With that in mind, it’s worth looking at…

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Mortgage Application to go

Making Sense Of Mortgages

A house is the biggest purchase many people will ever make and hence taking out a mortgage can be a major decision.  Because of this, it is worth taking the time to understand the basics of them. Mortgage lenders have…

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