All employers will understand the challenge of attracting and retaining employees without overspending. The good news is that headline salary, although obviously important, is only one of a range of factors which employees consider when deciding whether or not a job is the right one for them (or whether they wish to stay with a […]
Insurance
How would you cope if you lost everything?
Although the highs and lows of the stock market can make for great entertainment, in reality, being up one minute and down the next can be enough to make the average person feel seasick, if not worse. Investment tends to be about incremental progress over time and the principle of diversification is often taken very […]
Understanding financial products for landlords
These days it’s arguably more important than ever for landlords to do their sums properly in order to be confident that their investments will bring in net returns which justify the risk involved in holding them. While landlords may, understandably, be focused on legalities such as tax-management and practicalities such as setting rents at a […]
Protecting your peace of mind
How much value do you place on peace of mind? If you really stop and think about it, you might be surprised by just how much it matters to you. For example, knowing that your loved ones will be protected in the event of your death can bring you peace of mind. Knowing that you […]
The right insurance cover can be there to save you whenever you need it
Insurance cover falls into the category of purchases you’d probably rather not use but still want to have around in case you do actually need them. It may not be glamorous and it is highly unlikely to be free, but it can be a whole lot more attractive and cheaper than having to manage a […]
Illness can strike anyone, so it helps to be prepared for it
Illness can strike anyone at any time and, depending on how you earn your living and what kind of lifestyle you lead, it doesn’t even have to be particularly serious to be a drag on your finances. As always, being prepared can help to cushion the impact. Short illnesses (e.g. colds) Colds and mild bugs […]