Debt is sometimes a pretty-much unavoidable fact of life. It would be nice, for example, if we could all afford to buy houses out of cash savings, but for many people mortgages are the only feasible way of owning a home. While “good” debt may have a purpose, it can still be an advantage to […]
Finance
Why are house prices still rising?
Back when COVID19 was still in full force, the UK government instigated a Stamp Duty holiday. This prompted a buying frenzy and, unsurprisingly, house prices rose. Since then, the pace of house-price growth has slowed. Overall, however, property prices are still rising. Why is this and what does it mean? The forces driving high prices in the housing market […]
Investing So Your Children Can Afford To Move Out
A child’s first day at school is a big moment for both them and their parents. For most parents, however, it’s also a relief, especially financially. Even so, time flies and it really won’t be too long before they’re grown up and looking to leave school. At that point, a parent’s life can start to get expensive again. […]
How To Keep Your Tax Bill To A Minimum
Most people want to keep their tax bill as low as possible. Now, the cost of living is creating an extra incentive to do so. With that in mind, here are five tips on ensuring you keep as much of your money as possible. Examine your employment conditions If you’re employed, check to see if any of […]
Is the internet the right place for advice?
For most people, if they want to learn about something, the internet is generally their first port of call. It’s a trove of information. Unfortunately, only some of that information is treasure. Some of it can be actively dangerous, even if it’s given with the best of intentions. This is particularly true of financial advice. […]
Borrowing Is On The Rise
The early days of COVID19 were a time of saving, at least for some. The early days of post-COVID19, by contrast, are increasingly a time of borrowing. With that in mind, here are some tips on how to borrow astutely. Keep on top of your credit record If you need to borrow then you need […]