Category Archive for "Finance"

mortgage advice Radlett

What the budget means for personal finance

The budget was expected.  The emergency meeting of the Monetary Policy Committee of the Bank of England, by definition, was not.  Both had meaningful implications for personal finance. Interest rates were cut from 0.75% to 0.25% (and have since been…

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Poor Health, financial advice Radlett

Is Poor health Making You Poorer?

Although the UK has both a welfare system and free public health care, illness and injury can impact your finances.  While there’s a limit to what you can do to protect yourself from becoming ill or injured, you can certainly…

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Property Asset Finance mortgages

What Diversification Really Means

Investment portfolios are like teams.  They should all work together harmoniously, with each member bringing their own strengths to balance out the others’ weaknesses so that no matter what happens, you wind up with a good result.  That’s the theory. …

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Rose on the tombstone

Death is free but dying can be expensive

These days, funeral music can go way beyond traditional hymns like Abide with Me, but out of all the songs you might want to choose for your funeral, possibly the most appropriate would be the 2015 hit by LunchMoney Lewis…

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Male Close-up electronic payment hand cell phone

Is contactless making it too easy?

The concept of a cashless society may sound good in theory.  It’s questionable whether it will ever work in practice.  It is, however, indisputable, that cash isn’t king anymore.  Plastic, in its various forms, has long since taken over.  There…

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Depositphotos_308527770_s-2019

What’s your digital information worth?

These days, for practical purposes, you are the sum of your data.  Everything you do online creates a data trail which doesn’t just point back to you, it comes to form a part of your identity, hence the term “digital…

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Grim reaper on a road

How relevant life policies help to deal with death and taxes

Death is inevitable, taxes can often be managed to some extent.  Using relevant life policies instead of life insurance can be an astute way to help those who are left behind after a bereavement without incurring a hefty tax burden….

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How a financial professional can help you protect yourself and your family

SWOT analysis is a hugely useful business tool.  The acronym stands for “Strengths, Weaknesses, Opportunities and Threats”.  Strengths and weaknesses are internal to the organisation, while opportunities and threats are external.  In principle, the concept can work just as well…

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Senior couple meeting with agent or financial advisor

Why you can put your confidence in a trust

We all have to face up to the fact that at some point in time we are no longer going to have a place on this earth.  By acknowledging this reality, we put ourselves in a position to take steps…

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Businessman pressing high tech type of modern buttons on a virtual background

Thinking global, acting local

As you go about your daily life, heading to work, to the shops, to your leisure activities, walking the dog, some parts of the world may seem very remote to you.  In fact, regardless of where you live, somewhere in…

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