In a divorce situation, both assets and liabilities have to be split fairly between the two parties. For most people, the family home will be an asset which has a liability attached to it. In other words, the family home will be a source of equity, but it will also have a mortgage attached to […]
Archives for November 2019
What’s your digital information worth?
These days, for practical purposes, you are the sum of your data. Everything you do online creates a data trail which doesn’t just point back to you, it comes to form a part of your identity, hence the term “digital identity”. As such, it is vulnerable to the threat of identity theft. With that in […]
If you’re a parent you should have a Will
Wills are essentially about stating what you want to happen with your property in the event of your death. You may never have thought of your children as your property, but you do need to think about what will happen to them in the event of your death. Here are some points to consider. You […]
Are we taking care of the vulnerable?
Who is vulnerable? At an individual level, we might all come up with different answers to that question (although there might be a lot of overlap between them). The Financial Conduct Authority (FCA), however, has a very specific definition of the term: “Someone who, due to their personal circumstances, is especially susceptible to detriment, particularly […]
You can’t put a price on peace of mind, but you can buy insurance
Everyday frustrations and challenges are a part of life. Maybe it’s a commute where you never get a seat no matter how tired you are, an annoying colleague or a day just not working out how it was supposed to. If these irritations only happen from time to time, there may be little you can […]