Archive for June, 2019

Retirement Financial Plan Risk Assessment Senior Concept

Understanding the value of a pension

There are many ways of saving for retirement, but the option of saving through a pension scheme remains a firm favourite. There are many reasons for this but two stand out in particular. Firstly, pension saving is very heavily promoted…

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Couple talking with financial advisor

Are you coming to the end of your deal?

Special introductory deals can be very helpful, but they run out eventually.  Similarly, fixed-rate mortgages also have a finite run-time, after which you are typically switched onto your lender’s standard product.  Remember that when a financial product comes to the…

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at the estate agent's

Getting help to buy

Getting “on the property ladder” is notoriously difficult and moving up it can also be quite a struggle.  (In fact, even downsizing can bring its challenges, especially if you are moving to a more expensive part of the country).  The…

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Summer piggy bank with sunglasses on the beach

Everything you need to know about ISAs (in 2019-2020)

ISA stands for Individual Savings Account and the basic idea behind them has remained largely the same since they were introduced.  Essentially, they’re a tax-efficient way of saving and/or investing.  For adults, there are currently five types of ISAs.  These…

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