Illness can strike anyone at any time and, depending on how you earn your living and what kind of lifestyle you lead, it doesn’t even have to be particularly serious to be a drag on your finances. As always, being prepared can help to cushion the impact. Short illnesses (e.g. colds) Colds and mild bugs […]
Archives for March 2019
Are you your Family’s Superhero?
At time of writing, the U.S. federal government was still locked in the longest (partial) shutdown in the country’s history, and most federal employees would not get paid until it is resolved (members of the House of Congress are an exception), nor are they necessarily guaranteed backpay for the time during which they are furloughed. A lesson […]
Understanding Interest Rates
Interest rates can genuinely be very interesting and it can certainly pay to understand what they are and how they work. With that in mind, here is a brief guide to what interest rates mean in practice. Interest rates are a tool to control inflation The Monetary Policy Committee of the Bank of England has […]
Saving For Junior
Sending a child to school for the first time is a significant milestone in many ways and, if truth be told, one of those ways is financial. Even though childcare costs may still be an issue, especially in the school holidays, the fact still remains that school provides a place to keep children safe while […]
The golden rules of home improvement
The most fundamental rule of home improvement is that it should add value to your home in some way, be that by increasing your enjoyment of it or by increasing its financial value (or both). While everyone will have their own idea of what makes a perfect home, there are some basic rules of home […]