If nothing else, the slew of TV adverts which accompanied the introduction of auto enrolment will hopefully have raised awareness of the importance of making preparations for old age and of the fact that it’s never too early to start thinking about your future. Even though auto enrolment is now in full swing, its potential […]
Archives for March 2017
Understanding ISAs
Individual Savings Accounts, commonly known as ISAs, were originally introduced way back in April 1999, replacing Personal Equity Plans (PEPs) and Tax-Exempt Special Saving Accounts (TESSAs). While the rules and savings limits have been tweaked somewhat over the intervening years, the standard ISA is, at heart, much the same product as it was back in […]
Why It Makes Sense To Use A Mortgage Broker
If TV adverts were to be believed, all you need to do to get a great deal on anything is to go compare the market at any one of a number of various online sites. It’s questionable whether only using a price-comparison site will actually give you the best deal on any financial product and […]
Spring Budget 2017
While the gist of Philip Hammond’s latest budget was widely anticipated (at least the major points), it still makes for interesting reading. National Insurance rises for the self-employed Those of a certain age may remember that in 1988 U.S. presidential candidate George H. W. Bush won headlines with a straightforward promise “Read my lips: no […]
Care Changes
Dealing with an ageing population has been an increasing concern for a number of years now. “Pensions freedoms” have been one aspect of encouraging people to save for their later life. Not to put too fine a point on it, the changes made to paying for care in later life are another aspect of the […]