With the new year nearly upon us, here are some resolutions to make for 2016 and to keep for the whole year and beyond. Start by looking after your pennies You know the old saying “Look after your pennies and you pounds will take care of themselves.”. It is not entirely true, you do need […]
Archives for December 2015
Don’t Let Your Christmas Debts Hang Around
Christmas comes but once a year. Sadly its financial effects can be felt for a lot longer. Ideally Christmas should be paid for out of a budget you can afford. This could be through savings you make throughout the year. In reality however it is very easy to overspend at Christmas. If the children have […]
Are employers blocking pension freedom?
The topic of retirement savings has had a lot of publicity recently. The introduction of the auto-enrolment scheme was accompanied by a series of adverts highlighting the importance of “saving for my pension”. The withdrawal of the requirement to buy an annuity has also made headlines and sparked plenty of debate. The ability to leave […]