Young couple meeting with their investment broker discussing a document with her during the presentation, view over the agents shoulder

Decision Time

Arguably the most significant difference between childhood and adulthood is that as adults, the default assumption in most cases is that we have the ability and the authority to take our own decisions about how we want to live our…

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young man holding electrical cable smoking after electrical accident with dirty burnt face in funny desperate expression calling with mobile phone asking for help in electricity DIY repairs danger concept

DIY Disasters

A quick internet search on the term “DIY” will bring up countless results ranging from making your own gifts, to customising shop-bought products, to traditional home-improvement jobs.  These last are often the source of comedy gold (think of the programme…

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Businessman writing budget with a marker in front of business people

What Does the Budget Mean For Your Finances?

Budget day is a day which is probably awaited with a mixture of hope and fear.  As always, it will leave some people more happy than others.  Here’s a quick rundown of the key points of the budget as they…

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family, happiness, generation, home and people concept - happy family standing in front of house outdoors

Britain’s Best Lenders – Mum & Dad

The days of 100% mortgages are unlikely to return any time soon.  Quite the opposite, in the current climate, it’s a case of “the bigger the better”, where deposits are concerned.  While it may be the purchaser who hands over…

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Portrait Of Happy Young Couple Sitting On Floor Looking Up While Dreaming Their New Home And Furnishing

Fixing Mortgages

For many people a mortgage is one of the biggest financial commitments they will ever make, which is why it’s so important to choose the right product for your, personal situation.  At this point in time, it’s very hard to…

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Seniors woman with her caregiver at home

A Trust Can Make All The Difference

Death itself is fairly straightforward for the deceased, it can, however, be both complicated and distressing for those left behind, even when the death involves an elderly person dying quietly in their sleep.  The life of those left behind can…

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What Now for Cash & ISAs?

It may seem hard to believe these days, but once upon a time, savers with relatively modest bank balances could still generate a decent income from leaving their money in a savings account to earn interest.  Right now, however, those…

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Mature woman having tea and browsing internet with her husband on laptop

The Importance of Good Pension Advice

Good advice can be invaluable and when it comes to pensions, getting the right advice at the right stage in your life can make all the difference to the degree of comfort in which you spend your retirement.  Fortunately the…

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Savings For All Ages

Savings generally fall into two categories. “Cash cushions” provide a soft landing for life’s bumps. “Goal-orientated” savings help us to make key purchases, large and small. Perhaps the clearest example of this is saving for the deposit on a house….

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Young family reading insurance contract, their agent advising

Why It Pays To Go Via The Middle Man

We’ve all seen the adverts on TV (and elsewhere), cut out the middleman, go direct and get the best, possible price.  In theory, that’s sound advice – provided that you know exactly what you’re doing.  In practice, however, going to…

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