Life Insurance Products

The right insurance cover can be there to save you whenever you need it

Insurance cover falls into the category of purchases you’d probably rather not use but still want to have around in case you do actually need them.  It may not be glamorous and it is highly unlikely to be free, but…

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Coins in glass money jar with pension label, financial concept. Vintage wooden background with dramatic light.

Are you making the most of your pension allocation?

The state pension While it may seem odd to start with the state pension, the fact remains that it is a pension scheme into which everyone is, effectively, automatically enrolled assuming that they meet the qualifying criterion (i.e. they pay…

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Senior couple meeting with agent or financial advisor

Why you can put your confidence in a trust

We all have to face up to the fact that at some point in time we are no longer going to have a place on this earth.  By acknowledging this reality, we put ourselves in a position to take steps…

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Soldiers march in formation

Practical financial management for new recruits to the armed services

Starting a new job can be an exciting, not to say nerve-wracking, experience for anyone, especially if it is your very first job (or at least your very first proper adult job).  Joining one of the armed services can be…

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Thinking woman pondering over something

Making the most of your pension allocation

Politicians of all persuasions clearly believe that saving for our old age is a good idea and are particularly keen on encouraging us to save via pensions.  While the cynical might suggest that the main reason politicians are so keen…

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Family Celebrating Moving Into New Home With Pizza

How to be the (practically) perfect mortgage candidate

When it comes to getting a loan of any description, the key to success is to convince the lender that the risk of lending you their cash is justified by the reward they can reasonably expect to receive in the…

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sick teddy with injury in bed

Illness can strike anyone, so it helps to be prepared for it

Illness can strike anyone at any time and, depending on how you earn your living and what kind of lifestyle you lead, it doesn’t even have to be particularly serious to be a drag on your finances.  As always, being…

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Are you your Family’s Superhero?

At time of writing, the U.S. federal government was still locked in the longest (partial) shutdown in the country’s history, and most federal employees would not get paid until it is resolved (members of the House of Congress are an exception), nor…

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Business Charts and Graphs on screen with INTEREST RATES Title

Understanding Interest Rates

Interest rates can genuinely be very interesting and it can certainly pay to understand what they are and how they work.  With that in mind, here is a brief guide to what interest rates mean in practice. Interest rates are…

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Young blonde toddler holding piggy bank very happy pointing with hand and finger to the side

Saving For Junior

Sending a child to school for the first time is a significant milestone in many ways and, if truth be told, one of those ways is financial.  Even though childcare costs may still be an issue, especially in the school…

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